Having experimented with one around 100k (lol), I agree. The stress isn't worth it and you never really know where the top and bottom are. I figured we were close to the bottom when I did it. Fortunately I went in with a plan and limits. But I could easily have been rekt if I didn't way over plan. Like stupidly over planned (or so I thought).
I probably won't do it again. It isn't worth the energy for me. I don't like babysitting my finances.
