waxwing on Nostr: I agree that an unencrypted wallet is a defensible *option* - e.g. Electrum iirc ...

I agree that an unencrypted wallet is a defensible *option* - e.g. Electrum iirc allow you to not set a password (many wallet don't allow it). But I can't see a rational reason to just not offer the option? It's not like the user is warned that their mnemonic is sitting in plaintext on disk.